The 1995 NAIA Division I football season was the 40th season of college football sponsored by the NAIA, was the 26th season of play of the NAIA's top division for football.
The Central State Marauders defeated the Northeastern State Redmen in the Champion Bowl, 37–7, to win their third NAIA national title.[2] It was the RiverHawks' second consecutive loss in the championship game and the Marauders' third title in six seasons.
This was the final season that the NAIA officially recognized a football champion from the Oklahoma Intercollegiate Conference.[3] The OIC, the second incarnation of a football conference with the same name, would complete one final season in 1996 before disbanding.